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Restaurant Umbrella.

The Restaurant Umbrella is available to all classifications of restaurants, from quick serve to fine dining.

Key Advantages

  • Limits from $5 million to $300 million to satisfy any restaurant
  • Admitted, A.M. Best A- rated carriers
  • Competitive pricing and low minimum premiums
  • Responsive service and 24 hour direct-to-issue binding confirmation
  • No shared limits


  • All restaurant classifications including fine, casual and fast casual dining
  • Available in all 50 states

Coverage & Limits

Limit Options:

  • $5,000,000
  • $10,000,000
  • $25,000,000
  • $50,000,000
  • $100,000,000
  • $300,000,000

Key Coverages:

  • No Self Insured Retention
  • Per location aggregates (subject to underlying insurance)
  • Follow Form Liquor Liability (subject to separate liquor limit and underwriting approval)


All carriers are AM Best rated A- or better.

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