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Protect your funds.

This program is designed to protect community associations' funds against fraud, forgery and theft.

Key advantages

  • Ability to write Agreement 1 only, (employee dishonesty), or all 7 agreements as detailed below.
  • One step, online quoting and policy issuance
  • A managing agent endorsement 
  • Non-compensated directors and officers, managers, temporary and leased employees are all included in the definition of employee
  • Financials are not necessary to bind


  • Homeowners associations (HOA)
  • Condominium associations (COA)
  • Cooperatives (CO-OP)
  • Planned unit developments (PUD)
  • Commercial condominium associations
  • Property owners associations (POA)
  • Timeshares / intervals

Coverage & Limits

  • Agreement 1 - Employee dishonesty
  • Agreement 2 - Forgery or alteration
  • Agreement 3 - Inside the premises - loss of money, securities, and other property
  • Agreement 4 - Outside the premises - loss of money, securities, and other property
  • Agreement 5 - Computer fraud
  • Agreement 6 - Money orders and counterfeit paper currency
  • Agreement 8 - Funds transfer fraud

Limits start at $10,000 and can be increased up to $5 million. Various deductible options are available.

The coverage information outlined here is a guideline only. Please refer to the actual policies for full terms, conditions, exclusions, and limitations. In the event of a conflict between this document and the actual policies, the policies will control.


  • Great American Insurance Company

Additional Coverages to Consider:

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Incident Reporting.

Wondering How to Report and Log an Incident? Here are some basic guidelines to point you in the right direction.

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