Cultural and Historic Properties.
Broad protection for architectural wonders
When it comes to insurance for specialty properties – such as cultural institutions, museums and buildings of historical significance – coverage and liability protection is essential. Whether you are looking for an umbrella program that offers higher or broader limits and competitive pricing or a program that includes the ability to swiftly secure skilled craftsman, acquire architecturally unique materials and the flexibility to pay for the extra time needed to accurately identify and repair historic features, our Cultural and Historic Properties programs are designed specifically to offer the most expansive range of coverage and protection.
The Historic Properties Program
The Historic Properties Program is specifically designed to offer the broadest range of Property, Business Interruption, General Liability and Auto coverage for historic properties. The program includes many advantages for property owners – including the ability to swiftly secure skilled craftsman, acquire architecturally unique materials and the flexibility to pay for the extra time needed to accurately identify and repair historic features. We recognize that historic assets require specific insurance solutions to ensure preservation of historical elements that make these properties so special.
Our program’s Coverage & Valuation approach is indicative of the product specialization needed to protect each properties’ significance, splendor, age and historic value.
The Museums and Cultural Institutions Program
The Museums and Cultural Institutions insurance program is a newer focus for us. We’ve started with an umbrella program built on similar principles to our real estate umbrella – higher limits, broader coverage, and competitive pricing. When it comes to insurance for museums and cultural institutions, ensuring excess directors and officers liability is included in the coverage is key.
This umbrella's unique design gives museums and cultural institutions the opportunity to significantly increase directors and officers and general liability protection without increasing costs.