Coverage Highlights

Property Highlights
Policy features and options may include:

• "All Risk" policy form (Named Perils available)
• Blanket coverage per location up to $10 Million for Real Property can include Boiler & Machinery, Personal Property (owned or leased by the insured), Rental Value/Extra Expense, and Improvements and Betterments combined
• Coinsurance can be waived
• Agreed Amount Endorsement
• Optional Valuation Clauses
• Business Income – Including Rental Income – Actual Loss sustained
• Building Machinery, Heating/Cooling Systems, Miscellaneous Electrical Apparatus
• Debris Removal
• Interest in Improvements and Betterments to buildings or structures
• Water Damage
• Back-up of sewers and drains
• Flood available in most areas
• Earthquake available in most areas
• Building Ordinance or Law including: Loss to Undamaged Portion of building, Demolition Cost, and Increased Cost of Construction
• Property Off Premises
• Spoilage
• Valuable Papers and Records
• Computer Equipment
• Computer Data, Media and Programs

Commercial General Liability Highlights *

General Liability features and options may include:

• $1,000,000 per occurrence/$2,000,000 aggregate on Bodily Injury, Property Damage, Personal and Advertising Injury
• Products/Completed Operations – $1,000,000 aggregate
• Hired and Non-Owned Auto Liability – $1,000,000
• Fire Damage Legal Liability – $50,000
• Medical Payments – $5,000
• Employee Benefits Liability $1,000,000 per occurrence/$2,000,000 aggregate
• First Dollar Coverage – No Deductible/SIR

*Lower & Higher limits available