Coverage Highlights
Property Highlights
Policy features and options may include:
- "All Risk" policy form (Named Perils
available)
- Coinsurance can be waived
- Agreed Amount Endorsement
- Optional Valuation Clauses
- Business Income Including Rental Income
Actual Loss sustained (and Extra Expense)
- Building
Machinery, Heating/Cooling Systems, Miscellaneous Electrical Apparatus
- Debris Removal
- Interest in Improvements and Betterments to
buildings or structures
- Personal Property (owner occupied)
- Water
Damage
- Back-up of sewers and
drains
- Flood available in most
areas
- Earthquake available in most
areas
- Building Ordinance or Law
including: Loss to Undamaged Portion of building, Demolition Cost, and Increased
Cost of Construction
- Property Off
Premises
- Spoilage
- Valuable Papers and Records
- Computer Equipment
- Computer Data, Media and Programs
Commercial General Liability Highlights
*
General Liability features
and options may include:
- $1,000,000 per occurrence/$2,000,000
aggregate on Bodily Injury, Property Damage, Personal and Advertising Injury
- Hired and
Non-Owned Auto Liability $1,000,000
- Fire Damage Legal Liability
- Medical Payments
- Employee Benefits Liability $1,000,000 per
occurrence/$2,000,000 aggregate
- First Dollar Coverage No Deductible/SIR
*Lower & Higher limits
available
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