Limits and Insurers

• We write limits up to $200 million for most of the real estate within our eligibility criteria. The options of limits for purchase include:
  • $5, $10, $15, $25, $50, $100 & $200 million
  • Two exceptions are:
    • Student Housing - $100 million (must be written in conjunction with our primary policy)
    • Senior Housing Independent Living - $100 million

• In addition to the foregoing, we have companion umbrella programs for lower limits and/or with different underwriting guidelines and pricing for the following classes:
• Low Limit Umbrella - Residential and Commercial Real Estate Associations (NFP)
  • $1- $5 million
• City Homes (CHIP)
  • $1, $2 & $5 million
  • (Must be written in conjunction with our City Homes Property & GL Program)
• Planned Unit Developments (Residential & Commercial)
  • $1- $5 million
  • (Must be written in conjunction with our Common Area Package Program) 
• NY Brick and Brownstone
• (Must be written in conjunction with our NY Brick and Brownstone Program)
• Condo Combo
  • (Must be written in conjunction with our D&O program)

The Insurance Companies Behind The Programs

(Effective 9/1/2010 for all new and renewal business)

COMPANY	ADMITTED	A.M. BEST RATING
Great American Great American Insurance Co.	Yes	A XIII
Ironshore Indemnity Ironshore Indemnity	Yes	A XIII
Navigators Navigators Insurance Co.	Yes	A X
Ohio Casualty Ohio Casualty	Yes	A XV
AWAC AWAC	Yes	A XV
Chartis Cat Excess Lexington Insurance Company	No	A XV