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High Limit Umbrella Liability For Real Estate
Property & Primary Liability Coverage for Real Estate
City Homes Insurance Program
Common Area Package Program
Directors & Officers Liability for Community Associates
Low Limits Umbrella Liability for Communiity Associates
Crime Coverage for Community Associates
New York Brick and Brownstone Building Insurance Program
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Common Area Package Program



The Common Area Package Program (CAPP) is designed for associations responsible for the management and administration of common areas as well as shared amenities for planned communities of single-family homes including townhouses, as well as commercial planned unit developments and business parks. Exposures typical of these types of risks that are protected in CAPP include (but are not limited to) common clubhouses, pools/spas, sport courts, sprinklers systems, etc.

This product is available to:

  • Planned-Unit Developments(Residential & Commercial)

  • Homeowner's Associations

  • Office and Business Park Associations

*Including townhomes where the homes are insured by the
original owners.

It offers you:

  • A quick quote application form - only one application is needed to quote Property, GL, NOH, Crime, D&O and Umbrella Liability
  • Fast response and turnaround
  • Electronic policy delivery system