What To Do When You Have An Umbrella Loss

Reporting

Any liability claim which may pierce the Umbrella layer should be reported. In addition, the following types of losses must be reported immediately to the umbrella carrier:

• Any fall from an elevated workplace (ladders, balconies, platforms, etc.) regardless of the severity of injury
• New York Labor Law claims/lawsuits
• Fatalities - regardless of cause
• Closed head injuries (brain damage) regardless of severity
• Burns (2nd and 3rd degree)
• Amputations - any/all
• Multiple fractures - any/all
• Spinal cord injuries or paralysis
• Any permanent disabilities
• Sexual molestation/rape - actual or alleged
• Class Action lawsuits
  

Prompt reporting of all known or potential exposures is critical to avoid jeopardizing your coverage.

Lawsuits

Refer to “What To Do When You Have A Liability Loss.”

Report claims to:

Claims Department
The Distinguished Programs Group
6 East 43rd Street, 15th Floor
New York, NY 10017-4609
888-355-4626
212-297-3131 (fax)
dpgclaims@distinguished.com