What To Do When You Have A Claim 
 

What To Do When You Have An Umbrella Loss

Reporting

Any liability claim which may pierce the Umbrella layer should be reported. In addition, the following types of losses must be reported immediately to the umbrella carrier:

  • Any fall from an elevated workplace (ladders, balconies, platforms, etc.) regardless of the severity of injury
  • New York Labor Law claims/lawsuits
  • Fatalities - regardless of cause
  • Closed head injuries (brain damage) regardless of severity
  • Burns (2nd and 3rd degree)
  • Amputations - any/all
  • Multiple fractures - any/all
  • Spinal cord injuries or paralysis
  • Any permanent disabilities
  • Sexual molestation/rape - actual or alleged
  • Class Action lawsuits

Prompt reporting of all known or potential exposures is critical to avoid jeopardizing your coverage.

Lawsuits

Refer to What To Do When You Have A Liability Loss

Where to Report Your Claim

Umbrella Liability Claims

Report Umbrella Liability Claims to Distinguished Programs by one of the following ways:

1. Email: dpgclaims@distinguished.com
2. FAX: (212) 297-3131
3. Telephone: (888) 355-4626 ext. 3196
4. Mail: Distinguished Programs
           Claims Department
           1180 Avenue of the Americas 16th fl
           New York, NY 10036

Incident Reports for all claims: Notices that do not require action should be clearly marked "REPORT ONLY"

For Questions or Concerns about any aspect of claims reporting or handling contact:

Natalie Rowe, Claims Admin., Distinguished Programs (212)297-3196
nrowe@distinguished.com

The Distinguished Program Group
1180 Avenue of the Americas, 16th fl, New York, NY 10036
1-212-297-3100
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